Conditions of Use
1. General
1.1. Welcome to Fathom Coursewick (the "Website").
Our email info@fathomcoursewick.com
1.2. This Website provides information on third-party platforms ("Third-Party Platforms") for trading (the "Services").
1.3. These Terms govern Your ("You" or "User") access to the Website and Services. Before accessing the Services, You must read these Terms carefully. These Terms constitute a legally binding agreement between You and the owner of the Website. If You do not wish to use the Website, You must not accept the Terms. The Terms may be amended from time to time.
These Terms incorporate our Privacy Policy. By accepting these Terms, You agree to our Privacy Policy (available here).
2. Eligibility
2.1. Access to the Website is subject to your compliance with these Conditions and Terms.
2.1.1. You are at least 18 years of age.
2.1.2. You have the legal capacity to accept these Conditions and Terms.
2.1.3. The laws of the country in which you reside or use the Services do not prohibit you from using the Website or any of its services.
2.2. We make no guarantees, representations or warranties regarding the legality or permitted use of the services or Website for any individual. We are not responsible for any unlawful use of the Website or its services by any user.
3. Restricted territories
3.1. Without limiting the scope of the information provided, we reserve the right to restrict access to the Services and/or Website (or any portion of them) for: (i) Users who reside in restricted areas (the "Restricted Territories"), and (ii) Users we believe may present a regulatory, legal, or reputational risk.
3.2. We may also impose additional terms before accepting Users who are citizens of, or based in, certain countries. If Users travel into Restricted Territories, the Website or the Services may be temporarily unavailable or blocked.
4. Prohibited activities
4.1. You agree to use the Site and Services responsibly and not to:
4.1.1. Connect to our Website or use it to download, upload, share, publish, transmit or send (a) information or material that infringes intellectual property rights, privacy rights, property rights or other rights; (b) information that may not be published or distributed due to being threatening, injurious, insulting, defamatory, slanderous or racist; (c) information containing viruses or other software capable of harming our computer systems or those of third parties, or that blocks or restricts other users' access to the Website; (d) any information or material that violates applicable law; (e) information or material containing advertisements or other content not subject to our prior written consent.
4.1.2. Modify or delete any attributions, legal notices, labels or designations proprietary to this Website.
4.1.3. Access the Services through any interface other than the Website.
4.1.4. Interfere with other users' use of the Website or Services.
4.1.5. Use bots or other automated means to access the Site and/or its Services.
4.1.6. Upload or transmit, or attempt to upload or transmit, any content involved in data collection or transmission mechanisms, such as web bugs, cookies or spyware, without our express permission.
4.1.7. Engage in framing, mirroring or any other method to imitate the appearance or function of the Services.
4.1.8. Violate any applicable laws or regulations, or encourage any illegal activity, including trademark infringement, copyright violation, defamation, privacy breaches, identity hacking or the distribution of fake software.
4.1.9. Modify or alter the source code of this Website, or upload applications or software capable of causing damage to the Website or to any other individual.
4.1.10. Disassemble, decompile or reverse engineer any technology or software on the Website or used to provide the Services.
4.2. These Terms are in addition to any other rights we may hold. If we believe Your use of the Site does not comply with these Terms or any applicable law, we may monitor Your use of the Website or Services, block access to it, disclose Your behaviour patterns on the Website to other parties, or take any other appropriate measure to safeguard third-party rights and property.
Intellectual property rights
5.1. The Website's content — including video, text, images, logos, sounds, designs, trademarks, and other material — is protected by our intellectual property rights and those of third parties.
5.2. All rights, titles, and interests in the Services and the Website belong to us. Other than the right to use the Services and the Website in accordance with these Conditions, use of the Services and the Website does not grant Users any intellectual property rights.
5.3. The Website and/or the Services may be accessed only for personal, non-commercial use.
5.4. You will not permit anyone to modify, reverse engineer, decompile, or copy the Services or Website, or to create derivative works, sub-license, or rent them.
Limitation of liability
6.1. You are responsible for your use of the Website and Services. We provide no warranties, whether implied or express, regarding the Website and Services, including implied warranties of quality, merchantability, fitness for purpose, non-infringement, or usability, and make no representations as to the accuracy, completeness, timeliness, or prompt delivery of any content. The content and functions accessible via the Website are offered "as is" and "as available," without warranty of any kind.
6.2. We are not responsible for any errors, omissions, or inaccuracies in the information on the Website. We accept no responsibility for any disruption or interruption of transmissions to or through the Services.
6.3. You will indemnify us for any loss, direct or indirect, incurred by you or any third party through the Website or Services. You are solely accountable for any decisions made in reliance on information provided on the Website and/or through the Services.
6.4. We are not liable for any loss or damage, direct, indirect, or otherwise related to you or any third party, including loss of income or data arising from your use of the Website and/or Services. This limitation of liability applies to the extent permitted by law in the applicable jurisdiction.
6.5. We assume no responsibility for technical issues affecting any internet connection, telephone line, computer, provider, or system server, or any related hardware. We are not accountable for your use of the internet.
7. Content and Services from Third Parties
7.1. When using the Services, you may view content from third parties, including advertisements or reviews of Third-Party Platforms.
7.2. We take no responsibility for the information or products referenced. Such content may not always be current or up to date.
7.3. We recommend verifying the accuracy of all information before making any decision. You are responsible for all decisions and actions taken on the basis of that information.
8. Links
8.1. This site contains advertisements and content made available through third-party websites ("Links"). We advise you to be aware of this before you download, rely on or access any information obtained from these websites, software or other materials, or before completing any purchase or other transaction. These Links are provided for the convenience of users only. We are not accountable for any damage or loss caused by the use of, or reliance on, any information, products or services made available through other websites or programs.
8.2. The inclusion of hyperlinks on this website does not imply endorsement, authorisation, affiliation or any other form of association between Us and the linked websites, their software or administrators.
8.3. We have not reviewed all of the hyperlinks and cannot be held accountable for the software or websites they refer to. We advise you to exercise caution before using, relying on or purchasing anything from these websites or applications. You will not hold Us accountable for any damage or loss caused by the use of, or reliance on, any products, information or content accessible through other websites.
8.4. It is your responsibility to review the terms and policies of any third-party websites. We strongly suggest that you read them before engaging with third-party websites.
9. Miscellaneous
9.1. We reserve the right to alter, suspend, or discontinue our Services at any time. Such changes will not cause you harm, and you will have no claim against Us as a result.
9.2. We may amend these Terms at any time. We will notify you by publishing the updated version and revising the date at the top of the page. Any changes will take effect within a few working days. Continued use of the website after changes are published constitutes your acceptance of the revised Terms.
9.3. You acknowledge and agree that any information transmitted through the website does not create any relationship beyond what is explicitly stated in these Terms.
9.4. These Terms and the Privacy Policy, as amended from time to time, constitute the sole valid agreement between Us and the User. No other promise, statement, or agreement, whether oral or written, that is not included in the Privacy Policy shall be binding on either party.
9.5. Failure to exercise any right or power granted under these Terms shall not be deemed a waiver of that right or power. Exercising a right in part or on a single occasion shall not prevent any further or additional exercise of that or any other right or remedy.
9.6. If any provision of these Terms is declared invalid by a court of competent jurisdiction, that provision alone will be void. The remaining Terms will be interpreted as if the invalid provision had been removed and will continue to apply according to their terms, construed in line with the intentions and meaning of the excluded clause as determined by the court.
9.7. These Terms permit third-party partners to transfer or assign their rights and obligations in full. Third-party operators may manage the website and its Services without limiting the foregoing. You may not assign or transfer your rights or obligations under these Terms.